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Need an Experienced Attorney to File Bankruptcy in Ohio

Filing bankruptcy doesn’t have to be difficult.  It can be rather easy working with an experienced bankruptcy attorney.  An experienced bankruptcy attorney can determine your eligibility of filing bankruptcy and can determine when the best time would be to file your bankruptcy petition.  Filing a bankruptcy will automatically stop a wage garnishment, foreclosure, sheriff sale, vehicle repossession, and utility disconnection.

You might want to file bankruptcy if your wages are getting garnished, your home is in foreclosure, your car has been repossessed, or you have received a utility disconnection notice.  You may also want to file bankruptcy if you can never see yourself paying off your total debt with the amount of income you are receiving each month.  The friendly Law Office of M. Sean Cydrus understands the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation. Help is one phone call away! 614-934-1544

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Filing a Chapter 13 Bankruptcy in Ohio

Filing a Chapter 13 bankruptcy is what most people envision of as a debt consolidation through the Federal government.  Some of the benefits of filing a Chapter 13 bankruptcy is that you may be able to keep your house out of foreclosure, get a car back from repossession, and could pay pennies on the dollar on your unsecured debts with a payment you can afford.   Filing a Chapter 13 bankruptcy gets you protection under the Federal government unlike the debt consolidation programs you hear about on television or the radio.

A lot of times there are no other alternatives than to file a Chapter 13 bankruptcy if you are behind in your mortgage payments and would like to keep your home.  Calls to banks often go unreturned and loan modifications are often denied.  Bankruptcy may be the best and only option for you.  The friendly Law Office of M. Sean Cydrus understands the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation. Help is one phone call away!

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Can Bankruptcy Help Out With Credit Card Debt in Ohio?

Falling behind in your credit card debt can be devastating to your finances.  Minimum payments send you in the wrong direction only increasing your total debt instead of decreasing the total amount owed.  High interest rates and fees tacked on by credit card companies make it extremely hard to pay off your debt.  If you cannot see yourself ever being able to pay off your total debt with the amount of income you make each month, bankruptcy may be the best option for you.

Filing a Chapter 7 or Chapter 13 bankruptcy will automatically stop a wage garnishment, foreclosure, sheriff sale, vehicle repossession, and utility disconnection.  Most of your debts you are able to get discharged such as credit cards, personal loans, medical bills, and items sent to third-party collections.  There are only a couple things that you may have to pay back such as student loans, back taxes, and domestic support.  The friendly Law Office of M. Sean Cydrus understands the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation. Help is one phone call away!

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Stopping a Wage Garnishment by Filing Bankruptcy in Ohio

Getting a letter in the mail stating that your wages are about to get garnished can be devastating.  Trying to pay all of your bills each month is hard enough.  Times can become more difficult when your wages are getting garnished 25%.  It is very important that once you are served legal paperwork in the mail that you take immediate action.  Not responding will result into a default judgment against you.  If a judgment is rendered against you, the creditor can garnish wages, seize funds out of bank accounts, and attach liens to property.  Filing bankruptcy may be the best option for you.

Filing a bankruptcy will automatically stop a wage garnishment, foreclosure, sheriff sale, vehicle repossession, and utility disconnection.  The friendly Law Office of M. Sean Cydrus understands the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation. Help is one phone call away!

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What Documents Do I Need to File My Bankruptcy in Ohio?

Filing bankruptcy doesn’t have to be difficult.  It can be rather easy working with a professional that specializes in bankruptcy.  In order to file a bankruptcy, there are certain documents that are required by the Federal government.  Some of the documents needed to file a bankruptcy include pay stubs, tax returns, titles to vehicles, mortgage & deed to real estate, statements showing retirement, and a total list of debts owed.

An experienced Columbus Ohio Bankruptcy Attorney can help you get the proper documentation needed to file your bankruptcy.  Legal counsel can ensure that your case gets filed smoothly and can take legal action when time is of the essence. The friendly Law Office of M. Sean Cydrus understands the stress of financial worry.  We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding.  We can meet with you at our conveniently located offices in Columbus and Chillicothe.  Call today for a free consultation.  Help is one phone call away!

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Saving Your Home by Filing Bankruptcy in Ohio

The majority of Americans are feeling the financial stress of our struggling economy.  Finding out that your home is going into foreclosure or up for sheriff sale can be a frightening experience.  Calls to banks often go unreturned and loan modifications are often denied.  Many homeowners today are filing a Chapter 7 or Chapter 13 bankruptcy to get protection under the Federal government to keep their home from being sold at sheriff sale.

Filing a Chapter 7 or Chapter 13 bankruptcy will automatically stop a foreclosure, sheriff sale, wage garnishment, vehicle repossession, and utility disconnection.  You may also get your license back from suspension as long as the offense was not drug or alcohol related.  The friendly Law Office of M. Sean Cydrus understands the stress of financial worry.  We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding.  Call today for a free consultation.  Help is one phone call away!

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I Need to File a Chapter 7 Bankruptcy in Ohio

You may be one of many Americans living in Ohio who are searching for an experienced attorney to file a Chapter 7 bankruptcy.  You may be facing a wage garnishment, foreclosure, vehicle repossession, or utility disconnection. Perhaps you are having a difficult time making minimum payments and are getting creditor phone calls.  There are many reasons why one may need to file bankruptcy.

Filing bankruptcy doesn’t have to be painful.  It can be rather easy working with a professional that specializes in bankruptcy.  The friendly Law Office of M. Sean Cydrus understands the stress of financial worry.  We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding.  Call today for a free consultation.  Help is one phone call away! 614-934-1544