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The Law Office of M. Sean Cydrus Wishes Everyone a Happy and Safe Easter Weekend

The Law Office of M. Sean Cydrus would like to wish everyone a happy and safe Easter weekend. We hope that your day is filled with happiness and love. We would also like to give thanks to all of our current and past clients.

Thinking About Filing Bankruptcy? Call Today To Schedule a Free Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

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How Bankruptcy Can Help You Get Approved For an Apartment in Ohio

Many Americans living in Ohio are filing bankruptcy not only to eliminate most of their debts to get a fresh start, but also to get approved for an apartment. The reason why you can get approved for an apartment after filing bankruptcy is because most of your outstanding debts are eliminated.  The main debts apartment complexes look for are debts owed to previous landlords.  Leasing offices will often tell you that once your debts are settled with the previous landlords they will approve your application.  Filing a Chapter 7 or Chapter 13 bankruptcy will eliminate the debt owed to previous landlords along with most of your other debts such as credit cards, medical bills, personal loans, utility bills, repossessed vehicles, and items sent to third-party collections.  Once your bankruptcy is completed, the debts are eliminated and the accounts are settled which will then help you get your application approved for an apartment.

Ways Bankruptcy Can Help You and Your Family

Debts You Can Eliminate by Filing Bankruptcy

  • Credit Cards
  • Medical Bills
  • Personal Loans
  • Utility Bills
  • Items Sent to Third-Party Collections
  • Debt Owed From a Foreclosed Home
  • Debt Owed From Repossessed Vehicles
  • Evictions
  • Attorney Fees
  • Reinstatement Fees
  • Some Tax Debt

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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Filing Bankruptcy Because of a Car Accident in Columbus Ohio

A car accident can be a traumatic experience to encounter. It is something that happens when you least expect it and something you cannot foresee. Recovering from damages incurred in a car accident can be difficult. Sometimes the car insurance policy does not cover the entire bill and you can be left with a payment amount that would be next to impossible to pay. The situation can become even worse if there is no insurance on the vehicle at the time of the accident. If the person responsible for the auto accident is unable to pay the debt owed from the accident, the driver could lose their license and get their wages garnished until the amount is satisfied.

Can Filing Bankruptcy Get My Driver’s License Back From Suspension?

Filing bankruptcy can help you get your driver’s license back from suspension as long as the offense was not drug or alcohol related. There are many reasons why one may have their driver’s license suspended. The top reasons are because of a car accident or driving without insurance. Filing bankruptcy will not only eliminate the reinstatement fees to get your driver’s license back from suspension, but will also eliminate the debt owed from a lawsuit along with most of your other debts or bills.  Call today for a free bankruptcy consultation to see how bankruptcy can help you get driver’s license back from suspension! 614-934-1544

Can Bankruptcy Stop the Wage Garnishment From the Car Accident?

Filing bankruptcy will stop a wage garnishment by Federal law.  Getting your wages garnished can be devastating. When 25% of your wages are taking out of your pay before your money is deposited into your bank account or your paycheck is issued, everyday living can become a struggle. Once the wage garnishment starts, you may not have enough money left over at the end of the month to pay for rent, utilities, and insurance. If this is the case, filing bankruptcy may be the best option for you.  Call today for a free bankruptcy consultation to see how bankruptcy can stop a wage garnishment and eliminate most of your debts! 614-934-1544

Debts Eliminated When Filing Chapter 7 or Chapter Bankruptcy in Ohio

  • Credit Cards
  • Medical Bills
  • Personal Loans
  • Utility Bills
  • Items Sent to Third-Party Collections
  • Debt Owed From a Foreclosed Home
  • Debt Owed From Repossessed Vehicles
  • Evictions
  • Attorney Fees
  • Reinstatement Fees
  • Some Tax Debt

Getting Legal Advice From an Experienced Bankruptcy Attorney in Ohio

It is very important that you speak with an experienced Bankruptcy Attorney when getting legal advice. There are many legal options that may be available to you and the only way to find out what those legal options are is to speak with someone that conducts that line of work every day. The friendly Law Office of M. Sean Cydrus offers a free consultation to those who are contemplating bankruptcy or looking for a solution to resolve a difficult financial situation. Call today for a free bankruptcy consultation with an attorney with experience and compassion. Help is just one phone call away! 614-934-1544

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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Filing Bankruptcy to Stop Foreclosure on Real Estate in Ohio

Filing bankruptcy will stop the foreclosure on real estate by Federal law.  Filing bankruptcy can help you gain back control of what could be taken away from you.  At the end of the foreclosure process there will be a sheriff sale on the real estate.  The difference between what is owed on the real estate and what the property is sold for is called a mortgage loan deficiency which is a bill you will get stuck with for the difference.  Filing a Chapter 13 bankruptcy can help you put an end to the foreclosure by helping you get current on your mortgage payments if you would like to keep your home.  If you don’t want to keep the property, filing a Chapter 7 bankruptcy will eliminate the debt owed from a foreclosed home along with most of your other debts such as credit cards, medical bills, personal loans, utility bills, repossessed vehicles, and items sent to third-party collections.  There are many other ways bankruptcy can help your financial situation.  Call today for a free bankruptcy consultation! 614-934-1544

Can Bankruptcy Help Me if My Loan Modification Was Denied?

Many times calls to banks go unreturned and loan modifications are often denied.  If the banks are not will to work with you, bankruptcy can help.  Filing bankruptcy can help put possession of your property back into your hands.  Many times banks will tell you to stop making payments when you are in the loan modification process.  Once denied you will not only owe what we were behind at the beginning of the loan modification process, but also for the months during the process.  Coming up with the money to keep your house from being sold at sheriff sale can be next to impossible.  If you had the money, there wouldn’t be a problem in the first place.  Filing a Chapter 13 bankruptcy will help you get current on your mortgage payments and can also help you eliminate most of your other debts.  Call today for a free consultation with an experienced bankruptcy attorney for more information about how bankruptcy can help you through this difficult time. 614-934-1544

My House is in Foreclosure and I Want to Keep My Home

Filing Chapter 13 bankruptcy would be ideal if you are behind in your mortgage payments and you would like to keep your home. Filing Chapter 13 bankruptcy will cure the arrearages and can help you get current on your mortgage payments. Filing Chapter 13 bankruptcy will stop the foreclosure by Federal law and will eliminate most of your other debts such as credit cards, medical bills, personal loans, utility bills, and items sent to third-party collections. Federal bankruptcy laws are set in place to help you when creditors won’t. Chapter 13 bankruptcy will help put your home back in your hands with a payment you can afford backed by the Federal government. Call today for a free consultation to learn more about how bankruptcy can help. 614-934-1544

My House is in Foreclosure and I Don’t Want to Keep the House

Filing Chapter 7 bankruptcy would be a good idea if keeping the house is not an option you would like to explore. Sometimes it is best to give up real estate in a bankruptcy when you are upside down or underwater in the mortgage loan. If a piece of real estate becomes more of a money pit than an investment, it may be in your best interest to walk away. Filing Chapter 7 bankruptcy will eliminate the debt owed from a foreclosed property along with most of your other debts or bills.  There are many other ways bankruptcy can help you financially.  Call today to schedule a free bankruptcy consultation to learn more. 614-934-1544

Other Ways Bankruptcy Can Help You and Your Family Financially

• Get a Fresh Start by Eliminating Most Debts Owed
• Cease or Stop All Creditor Collection Efforts Against You
Stop a Lawsuit From Beginning or Continuing
Stop a Wage Garnishment
Stop a Foreclosure / Sheriff Sale
Stop a Vehicle Repossession
Get a Vehicle Back From Repossession
Stop a Utility Disconnection
Get Driver’s License Back From Suspension
Rebuild Credit
Get Financed For a Vehicle
• Get Approved For an Apartment
• Stall an Eviction

Getting Legal Advice From an Experienced Bankruptcy Attorney in Ohio

It is very important that you speak with an experienced Bankruptcy Attorney when getting legal advice. There are many legal options that may be available to you and the only way to find out what those legal options are is to speak with someone that conducts that line of work every day. The friendly Law Office of M. Sean Cydrus offers a free consultation to those who are contemplating bankruptcy or looking for a solution to resolve a difficult financial situation. Call today for a free bankruptcy consultation with an attorney with experience and compassion. Help is just one phone call away! 614-934-1544

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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Can I Keep My Car When Filing Bankruptcy in Ohio?

In Ohio, there are exemptions that protect your assets when filing bankruptcy.  Just because you file bankruptcy doesn’t mean that you will lose your vehicle.  You can tailor a bankruptcy around your unique situation.  Filing bankruptcy can help you if you are looking for a solution to stop a vehicle from getting repossessed, get your vehicle back from repossession, or the ability to walk away free and clear.

If I File Bankruptcy Will I Lose My House?

Just because you file bankruptcy doesn’t mean that you will lose your house.  You can file bankruptcy, keep your house, and eliminate most of your debts.  There are many options available when filing a Chapter 7 or Chapter 13 bankruptcy.  Many Americans living in Ohio file bankruptcy to save their home from foreclosure or to stop a sheriff sale.  You can also file bankruptcy as a legal solution to get the house off your hands if you want to let the house go.

Will I Lose My Retirement If I File Bankruptcy?

Many of your retirement accounts are protected through the Federal bankruptcy laws.  Some of the retirement accounts that are protected include 401K, IRA, OPERS / SERS, STRS, and Ohio Deferred Compensation.  This means that you can file bankruptcy, eliminate most of your debts or bills, and keep your retirement.

Ways Bankruptcy Can Help You and Your Family

• Get a Fresh Start by Eliminating Most Debts Owed
• Cease or Stop All Creditor Collection Efforts Against You
• Stop a Lawsuit From Beginning or Continuing
• Stop a Wage Garnishment
• Stop a Foreclosure / Sheriff Sale
• Stop a Vehicle Repossession
• Get a Vehicle Back From Repossession
• Stop a Utility Disconnection
• Get Driver’s License Back From Suspension
• Rebuild Credit
• Get Financed For a Vehicle
• Get Approved For an Apartment
• Stall an Eviction

Getting Legal Advice From an Experienced Bankruptcy Attorney in Ohio

It is very important that you speak with an experienced Bankruptcy Attorney when getting legal advice. There are many legal options that may be available to you and the only way to find out what those legal options are is to speak with someone that conducts that line of work every day. The friendly Law Office of M. Sean Cydrus offers a free consultation to those who are contemplating bankruptcy or looking for a solution to resolve a difficult financial situation. Call today for a free bankruptcy consultation with an attorney with experience and compassion. Help is just one phone call away! 614-934-1544

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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How Filing Bankruptcy Can Help You Get Financed in Ohio

Many Americans living in Ohio are filing bankruptcy so that they are able to get financed.  Filing bankruptcy can help you get financed for a vehicle or get approved for an apartment.  Filing bankruptcy will also eliminate most of your debts such as credit cards, medical bills, personal loans, utility bills, and items sent to third-party collections.  You can also eliminate repossessed vehicles, evictions, foreclosed properties, reinstatement fees, and attorney fees.

Just because you file bankruptcy doesn’t mean that you will ruin your credit.  Bankruptcy can help you increase your credit score by eliminating debts that are in collections or in default that are negatively bringing down your credit score.

The Reason Why I Can Get Financed After a Bankruptcy

The reason why you can get financed after a bankruptcy is because you will be debt free.  By not having debt, creditors see that you will have enough money at the end of the month to pay on the loan you are trying to get financed.  The creditor also knows that because a bankruptcy has been filed recently that another bankruptcy being filed in the near future will be unlikely.  Another reason is because there will be no open negative accounts dragging down your credit score.  Not only can you get financed after a bankruptcy, but you will eliminate most of your debts and increase your credit score.

How Bankruptcy Can Increase Your Credit Score

Many Americans living in Ohio file a strategic bankruptcy to increase their credit score and allow them the opportunity to get financed if they need to. If there are outstanding debts that are in default or in collections, those accounts drag down your credit score month after month. After so much time elapses, this can create the inability to get financed. Filing a bankruptcy will eliminate the debts that are dragging down your credit score and will give you a fresh start. After the debts are eliminated, the bills that you pay on will increase your credit score and allow one to get financed if they need to.

Ways Bankruptcy Can Help You and Your Family

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Rebuild Credit
  • Get Financed For a Vehicle
  • Get Approved For an Apartment
  • Stall an Eviction

Getting Legal Advice From an Experienced Bankruptcy Attorney in Ohio

It is very important that you speak with an experienced Bankruptcy Attorney when getting legal advice.  There are many legal options that may be available to you and the only way to find out what those legal options are is to speak with someone that conducts that line of work every day.  The friendly Law Office of M. Sean Cydrus offers a free consultation to those who are contemplating bankruptcy or looking for a solution to resolve a difficult financial situation.  Call today for a free bankruptcy consultation with an attorney with experience and compassion.  Help is just one phone call away! 614-934-1544

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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How You Can Rebuild Your Credit by Filing Bankruptcy in Ohio

Just because you file bankruptcy doesn’t mean that you will ruin your credit.  Many times bankruptcy can help you increase your credit score and can help you get financed.  Many times one may file a bankruptcy because they are not able to get financed and need to get a vehicle or get approved for an apartment.  By eliminating your debts in bankruptcy one will have more disposable income and creditors will be more willing to lend to you.

How Bankruptcy Helps Your Credit Score

Many times bankruptcy will help your credit score.  If there are outstanding debts that are in default or in collections, those accounts drag down your credit score month after month.  After so much time elapses, this can create the inability to get financed.  Filing a bankruptcy will eliminate the debts that are dragging down your credit score and will give you a fresh start.  After the debts are eliminated, the bills that you pay on will increase your credit score and allow one to get financed if they need to.

The Reason Why You Can Get Financed After a Bankruptcy

The reason why you can get financed after a bankruptcy is because creditors know that you have no debt and can only file a Chapter 7 bankruptcy once every 8 years in Ohio.  By having no debt and the assurance that there won’t be a bankruptcy filed anytime soon, they will finance you.

The Reason Why You Can Get Approved For an Apartment After Filing Bankruptcy

The reason why you can get approved for an apartment after filing bankruptcy is because most of your outstanding debts are eliminated.  Apartment complexes will often tell you that if you pay off a certain debt, they will approve your application.  The main debts apartment complexes look for are debts owed to previous landlords.  They will often tell you that if you pay off those debts they will approve your application.  Filing bankruptcy will eliminate the debt owed to previous landlords along with most of your other bills and can help you get your application approved.

Ways Bankruptcy Can Help You and Your Family

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Rebuild Credit
  • Get Financed For a Vehicle
  • Get Approved For an Apartment
  • Stall an Eviction

The Law Office of M. Sean Cydrus Cares About You and is Here For You Every Step Along the Way!

The Law Office of M. Sean Cydrus is not just here to file your bankruptcy. We are here to address all legal issues that there may be, file your bankruptcy, represent you in court, and to give you some tips and pointers after the bankruptcy to help you rebuild your credit and to lead you in the right direction for financial success. We are here for you every step along the way and still here for you after the bankruptcy is over. We never hesitate to act quickly and efficiently when time is of the essence. Call today for a free bankruptcy consultation! Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation!

The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544