Share

The Law Office of M. Sean Cydrus Wishes Everyone a Happy and Safe Thanksgiving

The Law Office of M. Sean Cydrus would like to wish everyone a happy and safe Thanksgiving. We hope that your day is filled with happiness and love. We would also like to give thanks to all of our current and past clients.

Feel Free to Contact Us if You or Anyone You Know Needs Help Filing Bankruptcy or Actively Seeking Help with Resolving a Foreclosure, Wage Garnishment, Vehicle Repossession, or Lawsuit

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

Share

What’s the Difference between Chapter 7 and Chapter 13 Bankruptcy in Ohio?

Both Chapter 7 and Chapter 13 are personal bankruptcies that will eliminate most debts or bills such as credit cards, medical bills, personal loans, utility bills, and items that are in collections.  You can also eliminate evictions, repossessed vehicles, foreclosed homes, reinstatement fees with the BMV, attorney fees, and some tax debt.  Most debts are eliminated.  The debts you have to pay back no matter if you file a Chapter 7 or Chapter 13 bankruptcy in Ohio are student loans and domestic support obligations such as child support or spousal support.  Typically in a Chapter 7 bankruptcy is where you don’t have to pay back unless you chose to continue making vehicle or mortgage payments if someone selects to keep a house or car.  Chapter 13 bankruptcy is where you do have to pay back, but the payment is based on your income and expenses.  Filing a Chapter 13 bankruptcy is like a debt consolidation through the Federal government except there is no interest and you only pay back pennies on the dollar.  Each bankruptcy has their own unique benefits.  To determine what type of bankruptcy you qualify for and which one would be in your best interest call 614-934-1544 to schedule a free consultation with an experienced bankruptcy attorney in Columbus, Ohio. Help is just one phone call away! 614-934-1544

What is a Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is what most people envision of when they think about bankruptcy.  Filing Chapter 7 bankruptcy will eliminate most debts where you don’t have to pay back.  The debts that you CAN eliminate are credit cards, medical bills, personal loans, utility bills, collection accounts, evictions, repossessed vehicles, foreclosed homes, reinstatement fees, and some tax debt.  If you are struggling to make minimum payments on your bills, having trouble getting financed, or have an abundant amount of debt you know that you cannot pay off in a reasonable amount of time filing Chapter 7 bankruptcy may be the best option for you. The Law Office of M. Sean Cydrus can determine your eligibility of filing a Chapter 7 bankruptcy in Ohio and can also explore other options that may be beneficial.  Call 614-934-1544 for more information or to schedule a free consultation. Help is just one phone call away! 614-934-1544

What is a Chapter 13 Bankruptcy?

If you are struggling to make minimum payments on your bills, you have probably thought about consolidating your debt so that you can make one payment each month that you can afford. The only true debt consolidation is getting a personal loan from the bank or filing a Chapter 13 bankruptcy. Filing a Chapter 13 bankruptcy will enable you to make a payment you can afford each month that is disbursed to your creditors to pay off your debt. Filing a Chapter 13 bankruptcy will give you protection under the Federal government unlike debt consolidation companies you hear about on television or the radio. By filing a Chapter 13 bankruptcy, you may also pay pennies on the dollar on your debts. That means that you may not have to pay back the total amount of debt owed and there is no interest. If you are struggling to make minimum payments on your debts, have an abundant amount of debt you know you can’t pay off in a reasonable amount of time, or trying to resolve a difficult financial situation such as a lawsuit, foreclosure vehicle repossession, or wage garnishment bankruptcy may be the best option for you.  Call 614-934-1544 to schedule a free consultation with an experienced bankruptcy attorney that cares about you that can help. Help is just one phone call away! 614-934-1544

Ways Filing Chapter 7 or Chapter 13 Bankruptcy Can Help You and Your Family

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Lower Interest Rate for Vehicle Loan
  • Lower Total Balance on Vehicle Loan to Fair Market Value
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Restore and Rebuild Credit
  • Help Get Financed For a Vehicle
  • Help Get Approved for an Apartment
  • Stall an Eviction

How Do I Know Which Bankruptcy is Right for Me?

There are many factors that determine your eligibility for filing a Chapter 7 or Chapter 13 bankruptcy in Ohio.  Both bankruptcies have their own unique benefits and at the same time both bankruptcies have certain requirements for qualification purposes.  Some of the factors that determine your eligibility for filing bankruptcy include income, expenses, equity in assets, and prior bankruptcy filings.   Speaking with an experienced bankruptcy attorney at a free consultation would be an excellent way to determine your eligibility for filing bankruptcy and too find out which type of bankruptcy would be best for you.  Call 614-934-1544 to schedule a free consultation with an experienced bankruptcy attorney that cares about you that can help.  Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

You can find us on Facebook!

Share

Getting a Fresh Start Financially When Filing Bankruptcy in Ohio

You may want to consider filing bankruptcy if you are struggling to make minimum payments on your bills or have an abundant amount of debt you know you won’t be able to pay off in a reasonable amount of time.  Many Americans living in Ohio are filing bankruptcy to restore their credit so that they may be able to get financed for a vehicle, get approved for an apartment, or open a free checking account.  Filing bankruptcy can also help with stopping a wage garnishment, foreclosure, vehicle repossession, and utility disconnection.  Filing bankruptcy will eliminate most debts such as credit cards, medical bills, personal loans, utilities, evictions, and bills that are in collections.  You can file a Chapter 7 or Chapter 13 bankruptcy in Ohio and still keep a house or car while eliminate most outstanding debts or bills. For more information about filing bankruptcy or to schedule a free consultation with an experienced bankruptcy attorney in Columbus, Ohio call 614-934-1544.  The Law Office of M. Sean Cydrus cares about you and never hesitates to act quickly and efficiently when time is of the essence.  Help is just one phone call away! 614-934-1544

Can I File Bankruptcy in Ohio and Still Keep My House and Car?

You CAN file a Chapter 7 or Chapter 13 bankruptcy in Ohio and still keep your house and car.  There are Ohio exemptions that will protect your assets such as a house and car and at the same time will eliminate most of your debts.  Not only can you file bankruptcy to eliminate your debts and maintain payments on the things you want to keep, but filing bankruptcy can also help you get caught up on vehicle or mortgage payments if you are behind.  Filing bankruptcy doesn’t just eliminate debts, but also can stop a foreclosure, sheriff sale, and vehicle repossession by Federal law.  For more information about how bankruptcy can help or to schedule a free consultation call 614-934-1544.  Help is just one phone call away! 614-934-1544

How is My Credit Affected When Filing Bankruptcy in Ohio?

Your credit is like the scales of justice.  On one side you have the bills or debts you are paying on.  On the other side are defaulted debts or bills that are paid late.  Whatever side is heavier, that is the direction your credit goes month after month.  Filing bankruptcy is like hitting the reset button.   Since after bankruptcy you will be debt free that means that anything you make payments on will bring up your credit score.  After bankruptcy your debt-to-income ratio will be better since you are debt free.  This helps tremendously because it shows the lender that you can afford the payments on whatever it is you are trying to get financed for rather it is a house or vehicle.  Most people who file bankruptcy in Ohio their credit score will increase by an average of 125 points after the bankruptcy simply just from eliminating the negative accounts shown on the Experian, Equifax, and TransUnion credit reports. If you are contemplating filing bankruptcy we would like to invite you to contact us for a free consultation.  We understand the stress of financial worry and here to help you through this difficult time.  Help is just one phone call away! 614-934-1544

Benefits Received From Filing a Chapter 7 or Chapter 13 Bankruptcy in Ohio

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Lower Interest Rate for Vehicle Loan
  • Lower Total Balance on Vehicle Loan to Fair Market Value
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Restore and Rebuild Credit
  • Help Get Financed For a Vehicle
  • Help Get Approved for an Apartment
  • Stall an Eviction

Debts That Can Be Eliminated When Filing Bankruptcy in Ohio

• Credit Cards
• Medical Bills
• Personal Loans
• Utility Bills
• Items Sent to Third-Party Collections
• Debt Owed From a Foreclosed Home
• Debt Owed From Repossessed Vehicles
• Evictions
• Attorney Fees
• Reinstatement Fees
• Some Tax Debt

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

You can find us on Facebook!

Share

What Happens to Your House and Car When Filing Bankruptcy in Ohio

When you file bankruptcy in Ohio, you have options.  Just because you file bankruptcy doesn’t mean that you will lose your house or any vehicles that you own.  The court understands that one needs a place to live and transportation to carry out everyday tasks such as work, school, and family obligations.  There are exemptions in Ohio that will protect your assets such as vehicles, real estate, and retirement accounts.  If you are still paying on something that you want to keep you would continue to make payments on it as usual after the bankruptcy until it is paid off.  If you are paying on something you want to let go you can stop paying on it and the balanced owed from a repossession or sheriff sale will be covered in the bankruptcy filing.  Filing bankruptcy can even help if you are threatened with a foreclosure or vehicle repossession and looking for a way to get caught up on payments.  The great thing about filing bankruptcy in Ohio is that you have options. To explore your options call 614-934-1544 to schedule a free bankruptcy consultation with an experienced attorney that cares about you that can help. Help is just one phone call away! 614-934-1544

If I File Bankruptcy in Ohio Can I Still Keep My House and Car?

You CAN file a Chapter 7 or Chapter 13 bankruptcy in Ohio and still keep your house and car.  There are Ohio exemptions that will protect your assets such as a house and car and at the same time will eliminate most of your debts.  Not only can you file bankruptcy to eliminate your debts and maintain payments on the things you want to keep, but filing bankruptcy can also help you get caught up on vehicle or mortgage payments if you are behind.  Filing bankruptcy doesn’t just eliminate debts, but also can stop a foreclosure, sheriff sale, and vehicle repossession by Federal law.  For more information about how bankruptcy can help or to schedule a free consultation call 614-934-1544.  Help is just one phone call away! 614-934-1544

Options with Your House When Filing Bankruptcy in Ohio

Filing bankruptcy CAN help with foreclosure and WILL STOP a sheriff sale on real estate.  Filing bankruptcy will help you when creditors are unwilling.  Many times calls to banks go unreturned and loan modifications are often denied.  Filing bankruptcy can help you keep your home safe and will keep your home in your possession.  Bankruptcy can help you get current on your mortgage payments if you are behind.  If you are looking for a legal solution to get a house off your hands, filing bankruptcy will allow you to walk away free and clear and can also eliminate most other debts such as credit cards, medical bills, and personal loans.  An experienced Columbus Ohio Bankruptcy Attorney can tailor your bankruptcy so that you can pick and choose what you want to keep and what you want to let go.  Call 614-934-1544 to schedule a free bankruptcy consultation to discuss your options.  Help is just one phone call away! 614-934-1544

Options with Your Vehicle When Filing Bankruptcy in Ohio

Filing bankruptcy CAN help with a vehicle repossession and WILL STOP the creditor from selling your vehicle if it has already been repossessed.  Once you file bankruptcy, legally the creditor will not be able to repossess your vehicle or sell it at auction according to Federal law.  There are many options available to you when you file a Chapter 7 or Chapter 13 bankruptcy in Ohio.  You can file bankruptcy to eliminate your debts to restore your credit and still keep your vehicle.  Bankruptcy can help you if you are behind in your vehicle payments and you want to keep your vehicle.  Filing bankruptcy can get a vehicle back from repossession or keep it from getting repossessed.  Filing bankruptcy will eliminate the debt owed from a vehicle repossession if you want to get rid of the vehicle or if it has already been auctioned off.  An experienced Columbus Ohio Bankruptcy Attorney will be able to look out for your best interest and take immediate action when time is of the essence.  Call 614-934-1544 to schedule a free bankruptcy consultation to discuss your options.  Help is just one phone call away! 614-934-1544

I Tried Working With the Bank, but the Bank Wouldn’t Work With Me

You probably have tried working with the bank, but the bank wasn’t willing to work with you. Many times the bank will demand the whole balance in one lump sum if you are behind in mortgage or vehicle payments and won’t settle for payments. This creates a problem because if you had the money you wouldn’t be behind in the first place. So what happens is the bank will foreclose on a house or repossess a vehicle. They will sell the asset at auction and the difference between what you owe on the loan and what the asset sells for is the bill they will send to you that you have to pay. The bill that they will send to you that could end up in a lawsuit is called a loan deficiency and could be thousands of dollars you simply do not have. Filing bankruptcy will automatically stop a foreclosure, sheriff sale, and vehicle repossession by Federal law.  Filing bankruptcy can help you get caught up on payments to save an asset or can eliminate the debt owed from a deficiency to keep one from getting their wages garnished from a lawsuit. Scheduling a free consultation with The Law Office of M. Sean Cydrus would give you an opportunity to speak with an experienced attorney that can evaluate your unique situation and lay out every legal option available to you under the applicable law.  Call 614-934-1544 to schedule a free consultation. Help is just one phone call away! 614-934-1544

Ways Filing Bankruptcy Can Help You and Your Family

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Lower Interest Rate for Vehicle Loan
  • Lower Total Balance on Vehicle Loan to Fair Market Value
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Restore and Rebuild Credit
  • Help Get Financed For a Vehicle
  • Help Get Approved for an Apartment
  • Stall an Eviction

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

You can find us on Facebook!

Share

Filing Chapter 7 Bankruptcy in Columbus Ohio

You may be one of many Americans living in Ohio contemplating filing a Chapter 7 bankruptcy.  Chapter 7 bankruptcy is where you eliminate most debts where you don’t have to pay back unless it is a house or car that you choose to keep and maintain payments.  There are many benefits received from filing a Chapter 7 bankruptcy in Ohio.  Filing a Chapter 7 bankruptcy doesn’t just eliminate most of your debts such as credit cards, medical bills, personal loans, and bills sent to collections.  Filing Chapter 7 bankruptcy can also restore your credit to help you with getting financed for a vehicle or get approved for an apartment.  Filing bankruptcy will also stop a lawsuit, wage garnishment, foreclosure, sheriff sale, vehicle repossession, and utility disconnection by Federal law.  There are many ways bankruptcy can help you with resolving difficult financial situations. For more information about filing bankruptcy or to schedule a free consultation call 614-934-1544.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is what most people envision of when they think about bankruptcy.  Filing Chapter 7 bankruptcy will eliminate most debts where you don’t have to pay back.  The debts that you CAN eliminate are credit cards, medical bills, personal loans, utility bills, collection accounts, evictions, repossessed vehicles, foreclosed homes, reinstatement fees, and some tax debt.  If you are struggling to make minimum payments on your bills, having trouble getting financed, or have an abundant amount of debt you know that you cannot pay off in a reasonable amount of time filing Chapter 7 bankruptcy may be the best option for you. The Law Office of M. Sean Cydrus can determine your eligibility of filing a Chapter 7 bankruptcy in Ohio and can also explore other options that may be beneficial.  Call 614-934-1544 for more information or to schedule a free consultation. Help is just one phone call away! 614-934-1544

Benefits of Filing Chapter 7 Bankruptcy in Ohio

• Get a Fresh Start by Eliminating Most Debts Owed
• Cease or Stop All Creditor Collection Efforts Against You
• Stop a Lawsuit From Beginning or Continuing
• Stop a Wage Garnishment
• Stop a Foreclosure / Sheriff Sale
• Stop a Vehicle Repossession
• Get a Vehicle Back From Repossession
• Stop a Utility Disconnection
• Get Driver’s License Back From Suspension
• Rebuild Credit
• Get Financed For a Vehicle
• Get Approved For an Apartment
• Stall an Eviction

If I File Chapter 7 Bankruptcy in Ohio Can I Still Keep My House and Car?

You CAN file a Chapter 7 bankruptcy in Ohio and still keep your house and car.  There are Ohio exemptions that will protect your assets such as a house and car and at the same time will eliminate most of your debts.  Not only can you file bankruptcy to eliminate your debts and maintain payments on the things you want to keep, but filing bankruptcy can also help you get caught up on vehicle or mortgage payments if you are behind.  Filing bankruptcy doesn’t just eliminate debts, but also can stop a foreclosure, sheriff sale, and vehicle repossession by Federal law.  For more information about how bankruptcy can help or to schedule a free consultation call 614-934-1544.  Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

You can find us on Facebook!

Share

Buying a House after Filing Bankruptcy in Ohio

If you are not able to get financed for a house do to your credit, you may want to explore your options with filing for bankruptcy.   Many times the bank won’t sign off on the mortgage loan if there are unpaid balances lingering on your credit report.  The bank will often ask that all outstanding debts that are in collections or default be paid in full before they will consider financing a mortgage.  The situation can look grim if you have lawsuits, repossessions, evictions, or bills in collections on your record that are not satisfied or paid in full.  If you are not able to pay these outstanding debts then bankruptcy may be the only way to get your credit restored so that you can get financed.  If you are struggling to make minimum payments on your bills or having a hard time getting financed, we invite you to contact us for a free bankruptcy consultation. We take a personal approach to solving your financial challenges and never hesitate to act quickly when time is of the essence.  Help is just one phone call away! 614-934-1544

How Can Filing Bankruptcy in Ohio Help Me Purchase a House?

Filing bankruptcy in Ohio can help you purchase a house if you have bad credit or a large amount of unpaid debt.  What bankruptcy will do is eliminate the outstanding debts that bring down your credit score and will help your debt-to-income ratio since you then will be debt free.  You may consider filing bankruptcy if you have an abundant amount of debt you know that you can’t pay off in a reasonable amount of time or if you are struggling to make minimum payments.  Bankruptcy can help you restore your credit so that you have better financing options. An experienced bankruptcy attorney will be able to determine your eligibility to file for bankruptcy and can also help you explore other options that may be beneficial.  Call 614-934-1544 to schedule a free consultation with an experienced attorney that can help.

How Does Filing Bankruptcy in Ohio Affect My Credit?

Your credit is like the scales of justice.  On one side you have the bills or debts you are paying on.  On the other side are defaulted debts or bills that are paid late.  Whatever side is heavier, that is the direction your credit goes month after month.  Filing bankruptcy is like hitting the reset button.   Since after bankruptcy you will be debt free that means that anything you make payments on will bring up your credit score.  After bankruptcy your debt-to-income ratio will be better since you are debt free.  This helps tremendously because it shows the lender that you can afford the payments on whatever it is you are trying to get financed for rather it is a house or vehicle.

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

Share

Stop a Utility Disconnection Today by Filing Bankruptcy in Ohio

After a utility bill gets so high, the utility company will send you a notice to shut off your utilities. This can create a disaster not having the ability to use a refrigerator, stove, hot water, and other major appliances. In many situations, the money the utility company asks for you simply do not have. If you had the money, you wouldn’t be behind in the first place.   Filing a Chapter 7 or Chapter 13 bankruptcy in Ohio will stop a utility disconnection by Federal law. Filing bankruptcy will eliminate the debt owed from a utility bill along with most of your other debts. Filing bankruptcy will prevent your utilities from being turned off or will turn your utilities back on if it has already gotten to that point.  If you are thinking about filing bankruptcy and have a utility disconnection on your hands, we would like to invite you to contact us for a free consultation. We take a personal approach to solving your financial challenges and never hesitate to act quickly when time is of the essence.  Help is just one phone call away! 614-934-1544

How Do I Stop a Utility Disconnection in Ohio?

There are only a few ways you can stop a utility disconnection or utility shut-off in Ohio. The first way is to pay the amount requested. There should be a total amount owed and an amount that the utility company will accept to prevent the utilities from being shut off. If you don’t have the amount of money requested by the utility company to prevent the utility shut-off, filing bankruptcy may be the best option for you. Filing bankruptcy will stop the utility shut-off or disconnection and will also eliminate most other debts. There are also programs out there that can be of help such as the Percentage of Income Payment Plan Plus (PIPP Plus) program for those who are living in poverty. Some of the most common utility companies in Ohio are AEP, Columbia Gas, and City of Columbus Power & Water.  If you have a utility disconnection on your hands and in need of some guidance, we invite you to contact us for a free consultation.  Help is just one phone call away! 614-934-1544

Can Filing Bankruptcy in Ohio Get My Utilities Turned Back On?

Filing a Chapter 7 or Chapter 13 bankruptcy in Ohio will get your utilities turned back on.  If your electric, gas, or water has been turned off because of a utility disconnection filing bankruptcy in Ohio can get them turned back on.  Filing bankruptcy in Ohio will give you protection under the Federal government in which the utility company won’t have a choice but to turn the utilities back on or stop the utility disconnection.  The day you file your bankruptcy petition, your attorney will send the legal documentation to the necessary parties to stop the disconnection and will follow up with the utility company to ensure that the utilities will be turned on and the utility bill adjusted properly.

What Other Ways Can Bankruptcy Help?

There are many ways bankruptcy can help out financially. Filing bankruptcy will discharge or eliminate most of your debts including credit cards, medical bills, personal loans, utility bills, items sent to third-party collections, evictions, reinstatement fees, repossessed vehicles, foreclosed homes, reinstatement fees, and attorney fees. Filing bankruptcy will automatically stop a utility disconnection, wage garnishment, foreclosure, sheriff sale, and vehicle repossession by Federal law. You can even get your driver’s license back from suspension by eliminating reinstatement fees and debt owed from a lawsuit.

The Friendly Law Office of M. Sean Cydrus Can Help!

The friendly Law Office of M. Sean Cydrus can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and that someone is looking out for your best interest. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation. Help is one phone call away! 614-934-1544