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How Can Filing Chapter 7 Bankruptcy in Ohio Stop a Wage Garnishment?

Many Americans living in Ohio are looking at bankruptcy to prevent or stop a wage garnishment.  Filing bankruptcy in Ohio automatically stops a wage garnishment by Federal law.  Filing bankruptcy in Ohio will stop or cease all creditor collection efforts against you including stopping a lawsuit from beginning or continuing.  When you file bankruptcy, most of your debts are eliminated.  Once you file bankruptcy, the creditor can’t garnish your wages anymore because the debt the creditor sued over is eliminated.  Essentially, the creditor can’t collect on a debt that technically no longer exists after a bankruptcy filing.  If you have been sued and facing a wage garnishment, bankruptcy may be the best option for you.  Call 614-934-1544 to schedule a free consultation with an experienced bankruptcy attorney that cares about you that can help.  The Law Office of M. Sean Cydrus understands the stress of financial worry and never hesitates to take immediate action when time is of the essence ensuring that your rights are protected.  We pride ourselves on the ability to provide our legal expertise with compassion and understanding. Help is just one phone call away! 614-934-1544

Will Filing Bankruptcy in Ohio Stop a Wage Garnishment?

YES, filing bankruptcy in Ohio will stop a wage garnishment by Federal law. As soon as your bankruptcy petition is filed, legal documentation will be sent to the necessary parties giving them notice that a bankruptcy has been filed and that the wage garnishment must be stopped immediately. Filing bankruptcy will stop a wage garnishment and will also eliminate most debts such as credit cards, medical bills, personal loans, utilities, and bills sent to third-party collections.  It is important that once you have received notification of a lawsuit, judgment, or wage garnishment that you take immediate action.  If you need help resolving a lawsuit and considering filing bankruptcy, we would like to invite you to contact us for a free consultation.  We take a personal approach to solving your financial challenges and never hesitate to take immediate action when time is of the essence.  Help is just one phone call away! 614-934-1544

I Received a Summons and Complaint in the Mail From Franklin County Municipal Court

If you have received a Summons and Complaint in the mail, immediate action is necessary.   Once you have received a Summons and Complaint from a lawsuit, it is a matter of time before the court reaches a judgment.  You will usually receive a letter stating that you must respond within 28 days.  This can be devastating.  The end result of a lawsuit if a judgment is rendered against you is a wage garnishment.  The creditor then will also be able to take money out of your bank accounts or attach liens to your property.  Filing a Chapter 7 or Chapter 13 bankruptcy in Ohio will stop the lawsuit by Federal law and will prevent any further garnishment efforts against you.  If you have a lawsuit on your hands and need help, feel free to contact us for a free consultation.  The Law Office of M. Sean Cydrus never hesitates to take immediate action when time is of the essence and will ensure that your rights are protected.  Help is just one phone call away! 614-934-1544

I Received a Notice of Court Proceeding to Collect Debt Giving 15 Days to Avoid Garnishment

If you have received a Notice of Court Proceeding to Collect Debt in Franklin County, Ohio it is a matter of time before your wages become garnished.  This notice means that there has been a lawsuit filed against you and a judgment has been rendered in favor of the other party.  This notice will give you 15 days to settle the account before the legal documentation will be sent to your employer’s payroll in which they can take up to 25% of your take home pay before your paycheck is issued or direct deposited in your bank account.  Filing bankruptcy can eliminate the debt owed from a lawsuit and will stop a wage garnishment by Federal law.  If you are threatened with a wage garnishment and actively seeking to resolve the matter, feel free to contact us for a free consultation.  The Law Office of M. Sean Cydrus will fight for your rights and won’t hesitate to act quickly and efficiently when time is of the essence.  We take a personal approach to solving your financial challenges and are here to help you through this difficult.  Help is just one phone call away! 614-934-1544

A Lawsuit Was Filed Against Me Because of a Car Accident. Can Bankruptcy Stop the Wage Garnishment AND Get My Driver’s License Back from Suspension?

YES, filing bankruptcy will not only stop a wage garnishment, but can also help you get your driver’s license back from suspension. If you were involved in an auto accident and were uninsured or underinsured, the insurance company will usually file a lawsuit against you to recover the debt owed from the accident. The insurance company will attempt to garnish your wages and can even suspend your driver’s license until the debt is paid in full. Filing bankruptcy will eliminate the debt owed from the auto accident and will also stop a wage garnishment and get your driver’s license reinstated. You can even eliminate the reinstatement fees when you go to the BMV to get your driver’s license back after you file your bankruptcy. For more information about how bankruptcy can help, contact us for a free consultation. Help is just one phone call away! 614-934-1544

Debts That Can Be Eliminated When Filing Chapter 7 Bankruptcy in Ohio

• Credit Cards
• Medical Bills
• Personal Loans
• Utility Bills
• Items Sent to Third-Party Collections
• Debt Owed From a Foreclosed Home
• Debt Owed From Repossessed Vehicles
• Evictions
• Attorney Fees
• Reinstatement Fees
• Some Tax Debt

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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