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Keeping the Car and House When Filing Bankruptcy in Ohio

What happens to your house and car when filing bankruptcy in Ohio? When you file bankruptcy in Ohio, you have options.  Just because you file bankruptcy doesn’t mean that you will lose your house or any vehicles that you own.  The court understands that one needs a place to live and transportation to carry out everyday tasks such as work, school, and family obligations.  There are exemptions in Ohio that will protect your assets such as vehicles, real estate, and retirement accounts. If you are still paying on something that you want to keep you would continue to make payments on it even after the bankruptcy is over with until it is paid off.  If you are paying on something that you want to let go you can stop paying on it and the balance owed from a repossession or foreclosure will be covered in the bankruptcy.  There are many options available to you when filing a Chapter 7 or Chapter 13 bankruptcy in Ohio.  For more information or to schedule a free bankruptcy consultation call 614-934-1544.  Help is just one phone call away! 614-934-1544

Can I Keep My House and Car if I File Bankruptcy?

You CAN file a Chapter 7 or Chapter 13 bankruptcy in Ohio and still keep your house and car.  There are Ohio exemptions that will protect your assets such as a house and car and at the same time will eliminate most of your debts.  Not only can you file bankruptcy to eliminate your debts and maintain payments on the things you want to keep, but filing bankruptcy can also help you get caught up on vehicle or mortgage payments if you are behind.  Filing bankruptcy doesn’t just eliminate debts, but also can stop a foreclosure, sheriff sale, and vehicle repossession by Federal law.  For more information about how bankruptcy can help or to schedule a free consultation call 614-934-1544.  Help is just one phone call away! 614-934-1544

How Chapter 13 Bankruptcy Can Help Save Your House from Foreclosure

Filing Chapter 13 Bankruptcy would be beneficial if you are behind in your mortgage payments and you would like to find a solution to keep your home. Filing Chapter 13 bankruptcy will stop the foreclosure and a sheriff sale by Federal law. Filing Chapter 13 bankruptcy would allow you to get current on your mortgage payments by being able to make payments on the arrears over a period of time compared to trying to come up with a lump sum of money you simply cannot afford or do not have. An added benefit of filing Chapter 13 bankruptcy in Ohio is that you can get a fresh start on your other bills by eliminating credit cards, medical bills, personal loans, and other unsecured debts. Feel free to contact us for a free bankruptcy consultation to discuss your options with your home. Help is just one phone call away! 614-934-1544 

How Chapter 13 Bankruptcy Can Help Stop Vehicle Repossession? 

Facing a vehicle repossession can make everyday living even more difficult. Not knowing the time or place that your car may be repossessed can be devastating to the family especially when there are young children involved. Filing Chapter 13 bankruptcy will keep your vehicle from becoming repossessed if you are behind in your payments. You can file a Chapter 13 bankruptcy to get a vehicle back from repossession as long as the vehicle has not been sold at auction from the creditor. Chapter 13 bankruptcy will not only help you with stopping a vehicle repossession, but will also eliminate most unsecured debts. Feel free to contact us for a free bankruptcy consultation to discuss your options with your vehicle. Help is just one phone call away! 614-934-1544 

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544