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Prevent Tax Refund Garnishment When Filing Bankruptcy in Ohio

You may be one of many Americans living in Ohio that depend on your tax refund each year to get by.  Having your tax refund levied by the IRS or other creditors can be financially devastating.  Filing bankruptcy in Ohio can help you protect your tax return and can prevent your tax return from being taken from you.  Once you file bankruptcy there is an “automatic stay” set in place which will stop or cease all creditor collection efforts against you.  Filing bankruptcy will give you protection under the Federal government and will prevent creditors from garnishing wages, tax returns, or bank accounts.  For more information as to how bankruptcy can help your financial situation call 614-934-1544 to schedule a free consultation with an experienced bankruptcy attorney that cares about you that can help.  The Law Office of M. Sean Cydrus understands the stress of financial worry and will never hesitate to take immediate action when time is of the essence ensuring that your rights are protected.  Help is just one phone call away! 614-934-1544

Additional Benefits That Come Along With Filing a Chapter 7 or Chapter 13 Bankruptcy in Ohio 

The following is a list of benefits received from filing a Chapter 7 or Chapter 13 Bankruptcy in Ohio:

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Lower Interest Rate for Vehicle Loan
  • Lower Total Balance on Vehicle Loan to Fair Market Value
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Restore and Rebuild Credit
  • Help Get Financed For a Vehicle
  • Help Get Approved for an Apartment
  • Stall an Eviction

Debts Eliminated When Filing a Chapter 7 or Chapter 13 Bankruptcy in Ohio

The following is a list of debts that CAN BE ELIMINATED when filing a Chapter 7 or Chapter 13 bankruptcy in Ohio:

  • Credit Cards
  • Medical Bills
  • Personal Loans
  • Cash Advances or Payday Loans
  • Personal Loans
  • Overdraft Checking Accounts
  • Utility Bills
  • Bills Sent to Collection Companies
  • Debt Owed From a Foreclosed Home
  • Second Mortgage or Home Equity Line of Credit
  • Debt Owed From Repossessed Vehicles
  • Evictions
  • Attorney Fees
  • Reinstatement Fees
  • Some Tax Debt

What to Expect From a Free Consultation with The Law Office of M. Sean Cydrus

What you can expect from a free bankruptcy consultation with The Law Office of M. Sean Cydrus is compassion, understanding, and solid legal advice.  Scheduling a free bankruptcy consultation is a great idea to see what your options are rather it be bankruptcy or other avenues. At the consultation you will find out if bankruptcy is right for you and also see how your unique situation relates to both Chapter 7 and Chapter 13 bankruptcies.  Both types of bankruptcy have their own added benefits.  There will be an evaluation or full synopsis of your situation to determine your eligibility to file bankruptcy and a determination as to what course of action would be in your best interest in order to reach the optimum results possible.  The Law Office of M. Sean Cydrus cares about you and never hesitates to take immediate action when time is of the essence.  If you need help filing bankruptcy or just need some guidance as to how to better your financial situation we invite you to contact us for a free consultation. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding.  Call 614-934-1544 to schedule a free bankruptcy consultation with an experienced bankruptcy attorney that cares about you that can help. Help is just one phone call away! 614-934-1544

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544