Rebuilding Your Financial Future by Filing Bankruptcy in Ohio

Many Americans living in Ohio are filing bankruptcy to rebuild their financial future.  Bankruptcy doesn’t just eliminate most debts.  Bankruptcy can also increase your credit score.  Most people who file bankruptcy in Ohio their credit score will increase by an average of 125 points after the bankruptcy simply just from eliminating the negative accounts shown on the Experian, Equifax, and TransUnion credit reports.  There are also other ways bankruptcy can help you financially.  Bankruptcy can help with a lawsuit, wage garnishment, foreclosure, vehicle repossession, and utility disconnection. Filing a Chapter 7 or Chapter 13 bankruptcy in Ohio will give you protection under the Federal government and can help you rebuild your financial future.

Can I Buy a House or Car After Filing Bankruptcy?

YES, you CAN buy a house or car after filing bankruptcy.  Many Americans living in Ohio file bankruptcy to restore their credit so that they can get financed for a car, house, or a business loan.  Filing bankruptcy in Ohio can even help someone get approved for an apartment.  The reason for this is because when you file bankruptcy, you will then be debt free.  If you are debt free the lender sees that you can afford the payments on whatever it is you want to get financed for and the debt-to-income ratio looks a lot better.  They also know that once someone files bankruptcy, they can’t file again for a long time which guarantees that the lender will get paid rather it is from satisfying the loan amount or winning a judgment to garnish wages.  If you are considering filing bankruptcy or actively trying to resolve a difficult financial situation, we would like to invite you to contact us for a free consultation.  We understand the stress of financial worry and are here to help you through this difficult time.  Call 614-934-1544 to speak with an experienced bankruptcy attorney that can help! 614-934-1544

Benefits Received From Filing a Chapter 7 or Chapter 13 Bankruptcy in Ohio

  • Get a Fresh Start by Eliminating Most Debts Owed
  • Cease or Stop All Creditor Collection Efforts Against You
  • Stop a Lawsuit From Beginning or Continuing
  • Stop a Wage Garnishment
  • Stop a Foreclosure / Sheriff Sale
  • Stop a Vehicle Repossession
  • Get a Vehicle Back From Repossession
  • Lower Interest Rate for Vehicle Loan
  • Lower Total Balance on Vehicle Loan to Fair Market Value
  • Stop a Utility Disconnection
  • Get Driver’s License Back From Suspension
  • Restore and Rebuild Credit
  • Help Get Financed For a Vehicle
  • Help Get Approved for an Apartment
  • Stall an Eviction

Debts That Can Be Eliminated When Filing Bankruptcy in Ohio

• Credit Cards
• Medical Bills
• Personal Loans
• Utility Bills
• Items Sent to Third-Party Collections
• Debt Owed From a Foreclosed Home
• Debt Owed From Repossessed Vehicles
• Evictions
• Attorney Fees
• Reinstatement Fees
• Some Tax Debt

Call Today to Schedule a Free Bankruptcy Consultation With an Experienced Attorney Who Cares About YOU that CAN Help!

The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation! Help is just one phone call away! 614-934-1544

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