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Stop a Utility Disconnection Today by Filing Bankruptcy in Ohio

After a utility bill gets so high, the utility company will send you a notice to shut off your utilities. This can create a disaster not having the ability to use a refrigerator, stove, hot water, and other major appliances. In many situations, the money the utility company asks for you simply do not have. If you had the money, you wouldn’t be behind in the first place.   Filing a Chapter 7 or Chapter 13 bankruptcy in Ohio will stop a utility disconnection by Federal law. Filing bankruptcy will eliminate the debt owed from a utility bill along with most of your other debts. Filing bankruptcy will prevent your utilities from being turned off or will turn your utilities back on if it has already gotten to that point.  If you are thinking about filing bankruptcy and have a utility disconnection on your hands, we would like to invite you to contact us for a free consultation. We take a personal approach to solving your financial challenges and never hesitate to act quickly when time is of the essence.  Help is just one phone call away! 614-934-1544

How Do I Stop a Utility Disconnection in Ohio?

There are only a few ways you can stop a utility disconnection or utility shut-off in Ohio. The first way is to pay the amount requested. There should be a total amount owed and an amount that the utility company will accept to prevent the utilities from being shut off. If you don’t have the amount of money requested by the utility company to prevent the utility shut-off, filing bankruptcy may be the best option for you. Filing bankruptcy will stop the utility shut-off or disconnection and will also eliminate most other debts. There are also programs out there that can be of help such as the Percentage of Income Payment Plan Plus (PIPP Plus) program for those who are living in poverty. Some of the most common utility companies in Ohio are AEP, Columbia Gas, and City of Columbus Power & Water.  If you have a utility disconnection on your hands and in need of some guidance, we invite you to contact us for a free consultation.  Help is just one phone call away! 614-934-1544

Can Filing Bankruptcy in Ohio Get My Utilities Turned Back On?

Filing a Chapter 7 or Chapter 13 bankruptcy in Ohio will get your utilities turned back on.  If your electric, gas, or water has been turned off because of a utility disconnection filing bankruptcy in Ohio can get them turned back on.  Filing bankruptcy in Ohio will give you protection under the Federal government in which the utility company won’t have a choice but to turn the utilities back on or stop the utility disconnection.  The day you file your bankruptcy petition, your attorney will send the legal documentation to the necessary parties to stop the disconnection and will follow up with the utility company to ensure that the utilities will be turned on and the utility bill adjusted properly.

What Other Ways Can Bankruptcy Help?

There are many ways bankruptcy can help out financially. Filing bankruptcy will discharge or eliminate most of your debts including credit cards, medical bills, personal loans, utility bills, items sent to third-party collections, evictions, reinstatement fees, repossessed vehicles, foreclosed homes, reinstatement fees, and attorney fees. Filing bankruptcy will automatically stop a utility disconnection, wage garnishment, foreclosure, sheriff sale, and vehicle repossession by Federal law. You can even get your driver’s license back from suspension by eliminating reinstatement fees and debt owed from a lawsuit.

The Friendly Law Office of M. Sean Cydrus Can Help!

The friendly Law Office of M. Sean Cydrus can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and that someone is looking out for your best interest. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation. Help is one phone call away! 614-934-1544